1. Select outstanding bills in Xero for payment and generate compliant payment orders for your bank.

• The service automatically connects to Xero and retrieves supplier and customer invoices.
• The user filters and selects one or many invoices to pay.
• The service augments parameters required by your bank.
• The service generates a valid and compliant payment order XML or PDF file with QR code.
• The user downloads and manually submits the payment to the bank.

2. Import transactions from account statements received from your bank into Xero, including reference and rich remittance information.

• The user uploads a bank statement received from any bank in XML format.
• The service extracts Xero-compatible transaction data from the file.
• The user completes missing information such as payee or currency.
• The service stores the transactions in Xero automatically.
• The user performs manual reconcilitation with Xero books if needed.

3. Securely login with your Xero account and control information access following Xero standard for user consents.

• Each Xero user can access the service right away, no registration needed.
• The user starts the connection to Xero and chooses the organizations to connect.
• The user gives consent for the service to access Xero data automatically.
• The user can switch between Xero organizations anytime or revoke access.
• The service does not store any accounting or contact information.